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Construction Loans...

CONSTRUCTION

The Bryan Little Group specializes in a True FHA One-time Close Construction to Perm Product. This program is identical to a regular FHA loan in almost every way except; the home is not built yet. When the house is finished, there are a few modifications papers to be signed which will change the loan from the construction phase to the permanent repayment phase, and then you are ready to move into your new home!

Program Benefits

Roll home & land purchase into one loan with 3.5% down
No money down with land equity to cover 3.5% FHA required investment
Gifts are allowable for 100% of down payment and/or closing costs, these gifts can be cash or equity in a lot
FICO scores as low as 620
Much more flexible underwriting requirements compared to conventional loans, such as higher debt-to-income (DTI) ratios
No reserve requirement
No payments until construction is complete
No requalifying once the home is complete

Builder Benefits

No risk of the borrower not qualifying once the home is complete
Line item percentage of completion draw schedule
As much as 90% construction funding

RENOVATION

PRMI has the best renovation products on the market today. We offer three different renovation products that will almost fit any situation. These products can be used when purchasing a home or if you just want to update your existing home. Contact Bryan today to find out which product will fit you best.